2017 Winners & Finalists

Best Technology Initiative of the Year

Category Winner: American Express with Ethoca & Accertify

Automating the end-to-end CNP Fraud Feedback Loop

Finalists

  • American Express with Ethoca & Accertify - Automating the end-to-end CNP Fraud Feedback Loop
  • Elavon - Bringing large chain technology into local small businesses with talech
  • First Data - Clover Mini
  • Global Processing Services - Single Global Processing Platform
  • KBC Ireland - Current Account opening mobile app
  • Paythru - Paythru & Parkeon launch a new innovative and ticketless mobile solution
  • Transaction Network Services - Point-to-Point Encryption (P2PE) at Boots by TNS
Category Sponsor: Ingenico

Best Prepaid Product of the Year

Category Winner: Monzo and Wirecard Card Solutions

Innovative Solutions for everyday banking

Finalists

  • Barclaycard - bPay loop
  • Engage - Uniting and empowering the 3rd sector to solve financial exclusion
  • Monzo and Wirecard Card Solutions - Innovative Solutions for everyday banking
  • nimbl - nimbl – Banking for Young People

Best Security or Anti-Fraud Development

Category Winner: Barclaycard

Solve Centurion by The Logic Group – a Barclaycard Business

Finalists

  • American Express with Ethoca & Accertify - Automating the end-to-end CNP Fraud Feedback Loop
  • Barclaycard - Solve Centurion by The Logic Group – a Barclaycard Business
  • Global Risk Technologies - Chargeback Remediation
  • Lloyds Banking Group - Lloyds Banking Group's Fraud Prevention Solution
  • Lloyds Banking Group - Making PCI DSS Compliance Easy
  • Transaction Network Services - Managed POS Encryption and Tokenisation from TNS
Category Sponsor: FICO

Best Benefits or Loyalty Programme of the Year

Category Winner: American Express

Safekey Pay with Points

Finalists

  • American Express - Safekey Pay with Points
  • American Express - Use points towards purchases
  • Barclaycard - Barclaycard & Experian Free Credit Score
  • HSBC - HSBC Premier World Elite Mastercard
  • KBC Ireland - KBC Extra
  • Permanent TSB - GoREWARDS
  • RBS - RBS MyRewards Programme

Best Initiative in Mobile Payments

Category Winner: First Data

Clover Mobile

Finalists

  • Barclaycard - Contactless Mobile
  • Escher Group - Escher Group’s eMoney Payment Solution
  • First Data - Clover Mobile
  • Paythru - Paythru launches a highly cost effective mobile collection solution
  • SmartTrade App - SmartTrade App
  • Tesco Bank - PayQwiq
Category Sponsor: Giesecke & Devrient

Best Alternative or Digital Payments Programme

Category Winner: Saxo Payments

An entirely new cross border payments solution

Finalists

  • HSBC - Android Pay
  • Ikano Bank - Store-card Apply On-line and Instantly Buy
  • Saxo Payments - An entirely new cross border payments solution
Category Sponsor: Gemalto

Best Industry Innovation of the Year

Category Winner: The UK Cards Association

Contactless Transit Framework

Finalists

  • AIB Merchant Services - Clover Mini
  • Barclaycard - Barclaycard Payment Acceptance Optimisation
  • Contis Group - The contactless revolution and the answer to fraud consequences
  • Global Risk Technologies - Chargeback Remediation
  • Raphaels Bank - Raphaels Bank joins Faster Payments
  • The UK Cards Association - Contactless Transit Framework
  • Western Union Business Solutions - WU Mass Payments
Category Sponsor: First Data

Best Achievement in Customer Service

Category Winner: Lloyds Banking Group

Transforming Customer Journey

Finalists

  • Barclaycard - Barclaycard’s Money Worries Hub
  • Lloyds Banking Group - Transforming Customer Journey
  • Realex Payments - Realex Payments
  • Secure Trading - LSE Customer Case Study with Secure Trading
  • VocaLink - Our Customers are the focus of everything we do

Best Payments Industry Newcomer

Category Winner: PaymentsCompliance

PaymentsCompliance helps payments professionals manage and mitigate risk

Finalists

  • Bink - Bink
  • BOI Payment Acceptance - BOI Payment Acceptance
  • Centtrip Limited - Centtrip Limited
  • PaymentsCompliance - PaymentsCompliance helps payments professionals manage and mitigate risk
  • Revolut - Revolut
  • Saxo Payments - An entirely new cross border payments solution
Category Sponsor: Mastercard

Best Achievement in TCF

Category Winner: Capital One

Capital One - Helping Customers Succeed

Finalists

  • Capital One - Capital One - Helping Customers Succeed
  • Lloyds Banking Group - Treating Customers Fairly in Lloyds Banking Group
  • Nationwide Building Society - Customer First
  • Virgin Money - Virgin Money Card Checker
Category Sponsor: Visa

Best Business Card Programme

Category Winner: Ixaris Technologies

Ixaris in Partnership with Amadeus

Finalists

  • American Express - American Express Business Gold Card
  • American Express - American Express Working Capital Solution
  • Bank of Ireland - Bank of Ireland's Business Credit Card Programme
  • Ixaris Technologies - Ixaris in Partnership with Amadeus
Category Sponsor: Diners Club International

Best Design of the Year

Category Winner: Engage

Smartcash by Engage – Celebrating financial independence

Finalists

  • ASOS - Putting the fun in function: gift card design, the ASOS way
  • Debenhams - Debenhams Credit Card
  • Engage - Smartcash by Engage – Celebrating financial independence
  • Spectrum Card Services and Wirecard Card Solutions - Acorn Account for Business Debit Mastercard
  • Virgin Money - Virgin Money Manchester United Credit Card Design
  • Virgin Money - Virgin Money Spray Card Design
  • wagamama - wagamama gift card. Because you can’t post a katsu…

Best Debit Card Programme of the Year

Category Winner: RBS

RBS MyRewards Programme

Finalists

  • Engage - Uniting and empowering the 3rd sector to solve financial exclusion
  • Monese & Contis Group - Banking on demand for mobile people
  • Nationwide Building Society - FlexStudent
  • Permanent TSB - Explore Account
  • RBS - RBS MyRewards Programme
  • The Co-operative Bank - Everyday rewards for using your debit card
Highly Commended:
Permanent TSB-Explore Account

Best Credit Card Product of the Year

Category Winner: Asda Money and BNP Paribas Personal Finance

Asda Money Cashback Credit Cards

Finalists

  • American Express - BA Premium Plus Card
  • Asda Money and BNP Paribas Personal Finance - Asda Money Cashback Credit Cards
  • HSBC - HSBC Premier World Elite Mastercard
  • InterContinental Hotel Group and BNP Paribas Personal Finance - IHG Rewards Club Credit Cards
  • RBS - RBS Reward Credit Card
  • Sainsbury’s Bank - Sainsbury’s Bank Purchase Credit Card
  • Tesco Bank - Tesco Bank Premium Credit Card
Category Sponsor: TSYS

Best Achievement in Retail Payments

Category Winner: Tesco Bank

PayQwiq

Finalists

  • First Data - Clover Mobile
  • Paythru - Paythru & Parkeon launch a new innovative and ticketless mobile solution
  • Tesco Bank - PayQwiq
  • The UK Cards Association - Contactless Transit Framework
  • Worldpay - World Duty Free: mobile enabled payments for time-poor travellers

Best CSR Programme

Category Winner: American Express

Realise the Potential of the Community

Finalists

  • American Express - Realise the Potential of the Community
  • Global Payments - Global Payments - Global Peddlers
  • The Change Account - The Change Account: Introducing Inclusive Banking

Best Marketing Campaign of the Year.

Category Winner: Barclaycard

People Included

Finalists

  • Barclaycard - Small Business Acquisition Campaign by Barclaycard
  • Barclaycard - People Included
  • KBC Ireland - KBC Ireland
  • Lloyds Banking Group - Halifax's Clarity credit card
  • Permanent TSB - Explore Account
  • Realex Payments - Realex FinAppsParty Marketing Campaign 2016
  • Virgin Money - Virgin Money Lounge Engagement campaign
Highly Commended:
Realex Payments-Realex FinAppsParty Marketing Campaign 2016
Category Sponsor: Experian

Industry Achievement Award

Category Winner: Raphaels Bank and Faster Payments Scheme

Category Sponsor: American Express

Award Sponsors