Entries will be accepted from companies who offer facilities for any electronic payment or money transmission e.g. which do not necessarily require a physical card or card account. This could include mobile payments, electronic wallets, peer-to-peer payments, money transmission services, e-money, electronic vouchers or cheques and other digital payments propositions. Entries should cover initiatives implemented or launched between 1 January 2019 and 31 August 2020. Entries should be submitted by the organisation that has the direct interface with the end payer or the retailer / merchant that is offering the programme.