Congratulations to the 2016 Winners and Finalists. Please see Winners Magazine for full details

Best Technology Initiative of the Year

Category Winner: Bottomline Technologies

Bottomline Technologies delivers ACH payment rails to the Prepaid Market

15-Best-Technology-Initiative-of-the-Year

Finalists

  • Bank of America Merrill Lynch - Bank of America Merrill Lynch Travel Pro
  • Barclaycard - Penny for London
  • Bottomline Technologies - Bottomline Technologies delivers ACH payment rails to the Prepaid Market
  • Checkout.com - Checkout.com featuring checkout.js and the Hub
  • Elavon - Elavon Contactless Charity Device
  • Worldpay - Reducing half-time scrums with Worldpay Total

Best Benefits or Loyalty Programme of the Year

Category Winner: Worldpay

Worldpay Benefits Club - helping small business, save, sell and succeed.

07-Best-Benefits-or-Loyalty-Programme-of-the-Year

Finalists

  • American Express - American Express Preferred Rewards Gold
  • American Express - American Express Connect
  • Prepay Solutions - eSpree - A True Incentive and Benefits Chameleon
  • The Royal Bank of Scotland - RBS & Natwest Credit & Debit Card - Cashback Plus
  • TSB - 555
  • Worldpay - Worldpay Benefits Club - helping small business, save, sell and succeed.

Best Security or Anti-Fraud Development

Category Winner: Santander

Santander with Ethoca

14-Best-Security-or-Anti-Fraud-Development

Finalists

  • American Express - Machine Learning Statistical Model
  • Barclaycard - Enterprise Risk Reduction Programme
  • Santander - Santander with Ethoca

Best CSR Programme

Category Winner: MBNA

MBNA Number Cruncherz

08-Best-CSR-Programme

Finalists

  • Barclaycard - Penny for London
  • LaSer UK - Make a Difference Programme
  • MBNA - MBNA Number Cruncherz
  • Tesco Bank - Making a Difference in the Community

Best Initiative in Mobile Payments

Category Winner: Vodafone with Carta Worldwide and Raphaels Bank

The New Vodafone Wallet

12-Best-Initiative-in-Mobile-Payments

Finalists

  • American Express - American Express with Apple Pay
  • Barclaycard - Precisionpay Mobile App
  • Boku - Carrier Billing
  • MBNA - MBNA Apple Pay
  • Vodafone with Carta Worldwide and Raphaels Bank - The new Vodafone wallet

Best Achievement in TCF

Category Winner: Nationwide Building Society

"Transparency - Treating our Customers Fairly"

09-Best-Achievement-in-TCF

Finalists

  • Barclaycard - Vulnerable Customer Signposting
  • Capital One - Capital One Quickcheck
  • Lloyds Banking Group - Giving customers more choice through multiple cards and trades.
  • Nationwide Building Society - "Transparency - Treating our Customers Fairly"
  • The Royal Bank of Scotland - The Accessible Debit Card
  • Tesco Bank - No One Tries Harder for Customers

Best Alternative or Digital Payments Programme

Category Winner: PayPal

PayPal Credit

13-Best-Alternative-or-Digital-Payments-Programme

Finalists

  • American Express - American Express Shop with Points
  • Checkout.com - Checkout Local
  • Black Horse - Black Horse SignIt
  • Neteller - NETELLERgo!
  • PayPal - PayPal Credit
Highly Commended:
Black Horse-Black Horse SignIt

Best Marketing Campaign of the Year

Category Winner: American Express

American Express Amex Offers

06-Best-Marketing-Campaign-of-the-Year

Finalists

  • American Express - American Express Amex Offers
  • Barclaycard - Barclaycard Fuel+ in association with The Miles Consultancy
  • Capital One - Quickcheck Marketing “Be Certain” Campaign
  • NewDay - marbles Re-launch
  • TSB - 555
  • Virgin Money - Virgin Money Sex Pistols Credit Card Campaign

Best Business Card Programme

Category Winner: Suits Me and Contis Group

Suits Me Visa Prepaid Debit Card : Revolutionising financial exclusion within the temporary labour space

04-Best-Business-Card-Programme

Finalists

  • AirPlus International - AirPlus International: "Digital Firsts"
  • American Express - American Express Corporate Gold
  • APS e-banking - Cashplus Business Card Programme
  • Centtrip & Prepaid Financial Services - Centtrip Corporate Prepaid
  • Lloyds Bank Commercial Cards - ePay Virtual: Next Generation Business Card Solution
  • Suits Me and Contis Group - Suits Me Visa Prepaid Debit Card : Revolutionising financial exclusion within the temporary labour space

Best Achievement in Customer Service

Category Winner: Lloyds Banking Group

Putting the Customer First

11-Best-Achievement-in-Customer-Service

Finalists

  • Barclaycard - Online Account Suardmmary and Dashboard
  • Barclaycard - Technical Relationship Management Team
  • Global Payments - Global Payments with truRating
  • LaSer UK - Better for Customers, Better for Colleagues
  • Lloyds Banking Group - Putting the Customer First
  • The Co-operative Bank - Destination Digital

Best Payments Industry Newcomer

Category Winner: truRating

truRating – faster, smarter consumer insight.

17-Best-Payments-Industry-Newcomer

Finalists

  • IPS Limited - International Payment Services
  • Ravelin - Fraud prevention for the on-demand economy
  • Revolut - Revolut Currency Exchange Solution
  • Secure Trading Financial Services Ltd - Secure Trading
  • truRating - truRating – faster, smarter consumer insight.
  • WoraPay - WoraPay - the universal REMOTE mobile payment platform connecting ANY mobile wallet with ANY merchant.

Industry Achievement of the Year

Category Winner: Colm Lyon

18-Industry-Achievement-of-the-Year

Best Design of the Year

Category Winner: American Express

American Express Mobile App

05-Industry-Personality-of-the-Year

Finalists

  • American Express - American Express Mobile App
  • Aurae and Paysafe - The Aurae Solid Gold MasterCard
  • Checkout.com - checkout.js
  • MBNA - The Biodegradable WWF Credit Card
  • The Royal Bank of Scotland - The Accessible Debit Card
  • Virgin Money - Virgin Money Sex Pistols Card Designs
Highly Commended:
MBNA-The Biodegradeable WWF Credit Card
Virgin Money-Virgin Money Sex Pistols Card Designs

Best Retailer Achievement in Payments

Category Winner: Monsoon Accessorize with Worldpay

Worldpay Total Mobile - Transforming the instore experience

10-Best-Retailer-Achievement-in-Payments

Finalists

  • Monsoon Accessorize with Worldpay - Worldpay Total Mobile - Transforming the instore experience
  • William Hill and IDT Finance - William Hill Prepaid Card

Best Industry Innovation of the Year

Category Winner: Kalixa Payments Group

KiTTi

16-Best-Industry-Innovation-of-the-Year

Finalists

  • APSe-banking - APS Business Cash Advance Processing
  • Barclaycard - Purchase Plan
  • Kalixa Payments Group - KiTTi
  • NewDay - NewDay & VisualDNA
  • PayPal PayPal - Working Capital
  • Santander - Santander Spendlytics
Highly Commended:
NewDay-NewDay & VisualDNA

Best Prepaid Product of the Year

Category Winner: Pockit and Wirecard Card Solutions

Pockit Prepaid MasterCard for Everyday Spending

02-Best-Prepaid-Product-of-the-Year

Finalists

  • Contis Group - Engage Classic Account
  • paysafecard - paysafecard
  • Pockit and Wirecard Card Solutions - Pockit Prepaid MasterCard for Everyday Spending
  • Prepaid Financial Services - Prepaid Financial Services Prepaid MasterCard for Integrated Payments
  • Travelex - Travelex Travelex's Multi-Currency Cash Passport
  • WaveCrest - MyChoice
Highly Commended:
Prepaid Financial Services-Prepaid Financial Services Prepaid MasterCard for Integrated Payments

Best Debit Card Programme of the Year

Category Winner: Nationwide Building Society

FlexOne - Best Youth Current Account

03-Best-Debit-Card-Programme-of-the-Year

Finalists

  • Contis Group - Engage Classic Account
  • Nationwide Building Society - FlexOne - Best Youth Current Account
  • TSB - 555

Best Credit Card Product of the Year

Category Winner: Lloyds Bank

New Low Rate Card

01-Best-Credit-Card-Product-of-the-Year

Finalists

  • KBC Bank Ireland - KBC - The Bank of You
  • LaSer UK - Creation Everyday Credit Card
  • Lloyds Bank - New Low Rate Card
  • NewDay - marbles Re-launch
  • Virgin Money - Virgin Money 24 Month All Round Credit Card
  • Virgin Money - Virgin Money 40 Month Balance Transfer Credit Card

The Judges Award

Category Winner: Virgin Money Cards

19-The-Judges-Award